Borrower reviews
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Stride loans requests earn a 4.6 out of 5 average from 5,062 ratings. Below you will find what the score covers, the honest complaints and 30 written personal loan reviews.
4.6
Based on 5,062 borrower ratings from 66,000 people who used our service
My transmission failed and the shop quoted $1,400. I finished the request form in ten minutes, and a lender in the network sent a personal loan offer that afternoon. The APR was shown before I signed, and funds arrived the next business day.
Requested for: car repair · $1,500
I had three store cards near 27% APR. A lender in the network offered a consolidation personal loan at a lower rate, so I now make one fixed payment. The 4% origination fee was disclosed up front, which I appreciated.
Requested for: debt consolidation · $4,500
Our beagle needed surgery quoted at $2,300. I searched stride loans from the clinic waiting room, sent the form, and a lender in the network offered terms within the hour. The schedule was clear and nothing changed later.
Requested for: pet care · $2,500
My job relocated me with three weeks of notice. A lender in the network matched me with a 12-month personal loan for movers and a deposit, and the payment fit my new paycheck. The request took less time than packing one box.
Requested for: moving · $2,000
Our compressor died in a heat wave. I compared the offer from a lender in the network with my credit card rate, and the personal loan was clearly cheaper. Funds arrived the next business day, and the technician came that afternoon.
Requested for: AC repair · $2,000
Insurance covered only part of my hail damage, leaving a $4,000 gap. A lender in the network offered a 36-month term, and the payment matched the offer page. Straightforward from start to finish, with no pushy follow-up.
Requested for: roof repair · $4,000
I run an online candle shop and needed supplies before the holiday rush. A lender in the network offered a personal loan I could use for business inventory, and it explained its fee before I accepted anything.
Requested for: small business · $3,000
My dentist wanted payment up front for a crown. A lender in the network offered an installment loan with 18 fixed payments, and I liked knowing the end date. Readers comparing stride financial options should know the site was clear that the lender, not the website, sets terms.
Requested for: installment loan · $1,500
I read stridefi reviews for a week before trying the service. A lender in the network offered a personal loan for a rent shortfall, with APR and total cost shown side by side. I could have walked away at no cost.
Requested for: personal expenses · $1,200
When my grandmother passed, I had to fly my family home quickly. A lender in the network made an offer the same evening, and funds came the next business day. Calm and clear when I had no energy for paperwork.
Requested for: personal expenses · $2,500
My card charged over 29%. A lender in the network offered a personal loan in the low twenties for consolidation. Paying the balance on a fixed schedule feels far better than minimum payments that never touched the principal.
Requested for: debt consolidation · $3,500
My food truck generator quit on a busy weekend. A lender in the network offered a 12-month personal loan for a replacement. Losing more sales would have cost more than the interest, so the fast match mattered for my small business.
Requested for: small business · $2,000
My cat needed three extractions, and the vet wanted payment at pickup. I typed stride financial into a search bar, found the form, and a lender in the network offered 12 months of manageable payments.
Requested for: pet care · $1,000
My lease ended early, and I needed money for a truck, deposit and utilities. A lender in the network offered a short personal loan, and I finished the request on my lunch break. Everything matched what the lender disclosed.
Requested for: moving · $1,000
Our AC coil cracked and the contractor needed a deposit, so a personal loan made sense. I found stride loans while comparing options, and a lender in the network offered 18 months of fixed payments. The house was cool again within the week.
Requested for: AC repair · $1,500
A roof leak was staining my ceiling. A lender in the network offered a 24-month personal loan that also covered drywall touch-ups. Fixed payments beat putting the whole repair on a credit card, and the lender answered every question by email.
Requested for: roof repair · $3,000
I like knowing exactly what I owe each month. A lender in the network offered an installment loan with 24 equal payments that fit my budget app perfectly. The form was short and the follow-up email was useful.
Requested for: installment loan · $2,500
I only needed a little to cover a utility bill and groceries until my next check. A lender in the network still offered a fair six-month personal loan, and nobody pushed me toward a larger amount.
Requested for: personal expenses · $500
Between an urgent care bill and two cards, I owed about $4,800. A lender in the network offered a 36-month consolidation personal loan. My monthly total dropped, and I finally have a payoff date on the calendar.
Requested for: debt consolidation · $5,000
My alternator and battery died together. A lender in the network offered a small personal loan within hours, and funds arrived the next business day. Fast, clear, and that lender charged no origination fee. I would search stride loans again for the next surprise repair.
Requested for: car repair · $800
A lender in the network covered my brakes and tires quickly, but a 6% origination fee came out of the funds, so I received less than requested. Still fair overall; check the net amount before signing.
Requested for: car repair · $2,000
The lender in the network asked for two pay stubs and a bank statement before finalizing my personal loan. It added a day, but the form had warned that lenders may ask for documents. Keep them ready.
Requested for: moving · $1,500
With a score around 640, my APR from a lender in the network was higher than averages I saw online. The lender showed the full cost first, and I chose a shorter term to cut interest. Honest, just not cheap.
Requested for: debt consolidation · $3,000
I bought a pressure washer for my cleaning business through a lender in the network. Terms were fine, though the lender wanted proof of income from both my job and the side business, which took some digging.
Requested for: small business · $4,000
A lender in the network covered my dog's ACL consult and X-rays. The personal loan itself was great. I got a few marketing calls afterward, but they stopped within days of my emailed opt-out request.
Requested for: pet care · $1,500
A lender in the network covered my AC replacement part, but the longest term offered was 24 months, so the payment is a bit tight. Next time I search stride loans, I will ask about longer terms first.
Requested for: AC repair · $2,500
My first request returned no offer because I entered monthly income as weekly. After fixing it, a lender in the network offered a personal loan right away. Double-check every field before you submit, especially income.
Requested for: personal expenses · $1,000
Snow damage tore shingles off my garage. A lender in the network offered a 36-month personal loan at a reasonable rate for my credit. Approval was slower than I hoped because the lender verified my job by phone, but worth it.
Requested for: roof repair · $5,000
My first request got no offer from any lender in the network. A smaller request a month later worked, and that installment personal loan offer was reasonable. I wish the first response had explained a bit more about why.
Requested for: installment loan · $1,500
A lender in the network offered me a personal loan for moving costs within hours. My APR landed near the top of the range because of my credit history, though, and the payment stretches my budget. Compare the total cost carefully.
Requested for: moving · $2,000
Our 4.6 out of 5 average comes from 5,062 borrower ratings, collected among the 66,000 people who have used the request form, and it measures the matching experience rather than any one lender's loan terms.
For stride loans, a rating covers how easy the form was, how quickly a lender in the network responded and whether the offer details were clear. The interest rate, fee and final decision on a personal loan always come from the lender, so a high rating does not mean every applicant receives an offer.
| Stars | Comments | Share |
|---|---|---|
| 5 stars | 20 | 67% |
| 4 stars | 8 | 27% |
| 3 stars | 2 | 7% |
Ratings are requested by email after someone finishes the request form, and each person can leave a star score alone or add a written comment describing what happened with the lender's offer.
Speed, clarity and low effort come up most often: people like finishing one form in minutes, seeing the APR and total cost before accepting, and getting funds the next business day when a lender approves them.
Many also mention that the service did not push them toward a bigger personal loan than they needed, and that stride loans requests felt simple on a phone. Compare those comments with the typical APR ranges and terms so your expectations match real offers.
Three complaints appear most: receiving no offer, getting an APR higher than hoped, and being asked for documents, and each one has a practical fix you can apply before submitting a request.
Read reviews of stride loans services as signals about the process, then confirm costs yourself, because each person's rate depends on their credit, income, state and the lender making the offer.
When people compare stride financial options or search stridefi complaints online, the useful details are amounts, terms and fees. Look for the reason behind low scores, and treat any stridefi review that claims the website itself lent money as mistaken: lenders fund loans, not us.
Reply to the rating email we send after your request, or write to [email protected] with your star score and comments, and mention whether a lender made an offer.
Questions about a personal loan payment, balance or agreement go to your lender directly. Feedback about stride loans requests helps future readers who look up stridefi before applying. For anything about the form or your data, use our contact page.
Each comment comes from someone who used the request form and then heard from a lender in our network. Names are shortened to a first name and last initial for privacy, and we include both glowing and critical feedback.
No. Ratings describe other people's experience. Whether you get a personal loan, and at what APR, depends on the lender's review of your credit, income and state. Submitting a request is free and creates no obligation.
Yes. Our step-by-step overview explains what happens from the moment you submit to the moment a lender sends funds, including what information lenders may verify.
Next step
One free request, no obligation to accept, and every offer shows its APR before you decide.